FreeAgent
Accounting & FinanceSimplifies accounting, tax returns, and financial admin for freelancers and small business owners.
TLDR
FreeAgent simplifies accounting, tax returns, and financial admin for freelancers and small business owners. Paid Only pricing. FreeAgent is perfect for freelancers and sole traders who want accounting software that handles MTD, self-assessment, and VAT returns without needing an accountant for every task. The tax timeline feature is genuinely useful. Free with NatWest, RBS, and Mettle business accounts, which makes it a no-brainer for many. Less scalable than Xero for growing teams.
What is FreeAgent?
FreeAgent is a UK-focused cloud accounting platform designed for freelancers, sole traders, and small businesses. It handles invoicing, expenses, time tracking, bank feeds, VAT returns, self-assessment tax returns, and Making Tax Digital (MTD) compliance. The platform is known for its tax timeline feature that shows upcoming tax obligations and how much to set aside. FreeAgent is free for NatWest, RBS, and Mettle business account holders, making it an accessible choice for UK small businesses. It connects to UK banks for automatic transaction imports and provides clear financial dashboards.
Is FreeAgent Worth It?
FreeAgent is perfect for freelancers and sole traders who want accounting software that handles MTD, self-assessment, and VAT returns without needing an accountant for every task. The tax timeline feature is genuinely useful. Free with NatWest, RBS, and Mettle business accounts, which makes it a no-brainer for many. Less scalable than Xero for growing teams.
Strengths
- Free with NatWest/RBS business accounts
- Excellent for UK tax compliance (MTD, VAT, self-assessment)
- Simple and focused interface
- Good for freelancers and contractors
Limitations
- Less scalable for larger businesses
- Fewer integrations than Xero
- Limited multi-currency support
- Not ideal for businesses with complex inventory
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